Solar Financing Choices for Your Needs

Energy that Pays Off

Solar as low as $65 a month


2.99% Financing for 20 years on approved credit


Flexible options to start saving today

Financing your home system





  • You purchase your SunPower® system directly.
  • A home equity loan can be used and may be tax-deductible.
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.
  • Purchasing your SunPower system directly can maximize your savings. Over time, your system can pay for itself through your utility bill savings.
  • Various loan payment terms and conditions available (including optional full prepayment without penalty).
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.
  • For many customers, the combination of the loan payment and the remaining power bill is less than their previous electric bill.
  • You pay a monthly amount to “rent” the system and use the energy you produce
  • For many customers, their lease and remaining utility bill are lower than their previous electric bill
  • System production is guaranteed for 20 years. If something breaks, we’ll fix it.
  • When you sell your home, you can assign the lease to the new homeowner, subject to credit approval. SunPower facilitates this process.
  • Contracting with a third party for a fixed rate for the energy produced by the system.
  • PPA’s often have no money out of pocket programs and no monthly expenses for the solar system.
  • To avoid overage fees, the system is not oversized.
  • Several financing options including PPA’s for commercial, agriculture, and nonprofit companies.

Energy that Pays Off

With 25 years of experience in solar power finance, we can help you get financing that fits your needs and offers maximum returns.

Solar with no up-front cost

A third party pays for installation, and owns, operates, and maintains the system. You make an agreement to purchase energy from that system, locking in lower energy costs for the long term. At the end of the contract, you can purchase the system, negotiate another PPA, or have the system removed


  • No capital investment
  • Only pay for electricity consumed
  • No responsibility for operations or maintenance
  • Lower energy rates than standard electric

Solar with low, or no up-front cost

You lease a solar panel system, and lower your electric bill by using the energy it generates. This typically offers immediate utility savings, and leads to increased savings over time as traditional energy costs rise. At the end of the lease you can purchase the system at a reduced cost, renew the lease, or have the system removed.


  • Financing is often lower cost than a PPA
  • Lessor tax benefits can reduce lease payment
  • Minimal up-front payments reduce investment
  • Benefit from available incentives

The fastest, simplest path to solar

You purchase a solar panel system outright and can begin installation as soon as you’re ready. Cash purchase offers complete access to federal, state, and local solar initiatives where available, which can offset solar project cost significantly. Cash purchase typically offers the maximum return on a solar investment.


  • Access to all solar incentives available
  • Fewer parties involved offers greater potential savings
  • Reduces total time required for installation
  • Generally offers maximum return on investment

Solar for public entities with unique benefits

Public entities have access to a variety of financial benefits not available to other solar users, often enabling the greatest financial returns of all. From tax breaks to government-subsidized bonds, we closely monitor these options and source the most attractive funds to help you get the highest returns from your solar project.

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